Split Loan Calculator

Find the perfect balance between fixed security and variable flexibility

Loan Details

$
50% Fixed
50% Variable 50% Fixed

Fixed Portion

%

Variable Portion

%
Total Monthly Repayment

$---

Combined fixed + variable

Enter your loan details to see the split breakdown.

Why Split Your Loan?

  • Certainty: The fixed portion guarantees your repayments won't go up for that term.
  • Flexibility: The variable portion often allows you to make unlimited extra repayments or use an offset account.

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💡 Disclaimer: Calculator results are estimates only and not financial advice. Actual rates, fees, and terms vary by lender. Please consult a licensed financial adviser before making decisions.

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Your Home Loan Journey

From discovery to settlement, we guide you every step

01

Understand Options

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02

Get Pre-Approved

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03

Find Your Property

Browse and evaluate purchase feasibility with our tools

04

Finalize Loan

Lock in rates and finalize loan structure with your broker

05

Complete Settlement

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